^1.1 External forces impacting on the financial services industry are identified and considered in carrying out activities

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^1.2 The main sectors of the financial services industry and the inter-relationship between sectors are identified and considered in carrying out activities

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^1.3 The roles and responsibilities of the participants in the financial services industry are identified and considered in carrying out activities

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^2.1 Information on relevant legislation, regulations and codes of practice is collected and analysed and the application to the role in the workplace determined

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^2.2 Work practice is clarified and refined in light of relevant legislation, regulations and codes of practice

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^2.3 Relevant codes of practice are used to guide an ethical approach to workplace practice and decisions

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^3.1 Relevant documents and reports are read, understood and any implications discussed with relevant persons

ASIC 8.1 Proposal and all other statutory and transactional documents are completed and signed off by the client

ASIC 5.5 Client is provided with written supporting documentation and guided through the key aspects of the documentation

^3.2 Documents, reports, data and numerical calculations are analysed, checked, evaluated and organised to meet the customer's and/or the organisation's requirements

ASIC 5.5 Client is prritten supporting documentation and guided through the key aspects of the documentation

^3.3Information is presented in a format appropriate for the audience

ASIC 5.2 The proposed transaction is explained and discussed with the client in a clear and unambiguous way

ASIC 5.4 Impacts and possible risks of the solution are disclosed in a clear and concise manner to the client

^4.1 Tasks to be done and relevant conditions are determined

ASIC 9.1 Type and form of ongoing service including reporting on performance and review of plan/policy/transaction is agreed with the client

7.3 Timeframes for execution and processing are clearly explained and confirmation of understanding gained from the client

^4.2 Work is planned either working alone or with others

ASIC 3.3 The need for specialist advice is analysed and/or client is referred to appropriate adviser for higher level/specialist advice if required

^4.3 Work is planned for a given period managing resources, time and priorities

ASIC 9.1 Type and form of ongoing service including reporting on performance and review of plan/policy/transaction is agreed with the client

ASIC 7.3 Timeframes for execution and processing are clearly explained and confirmation of understanding gained from the client

^4.4 Contributions are made to organisation ' s planning process

ASIC 3.3 The need for specialist advice is analysed and/or client is referred to appropriate adviser for higher level/specialist advice if required

^4.5 Changes in technology and work organisation are adapted to

^5.1 Professional development needs and goals are identified and reviewed on a regular basis

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^5.2 Competency, authorisation and licensing requirements are clarified

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

^5.3 Professional development opportunities that reflect needs and goals are sought and completed in an agreed upon timeframe

ASIC 3.5 Understanding of the ASIC identified generic and specialist knowledge relevant to the products being offered, as detailed in the Evidence Guide, is demonstrated

basic communication skills in terms of literacy skills, written documentation, telephone skills, listening and questioning

ASIC 3.2 Clients are consulted throughout the analysis for further clarification where necessary

ASIC 2.1 A range of communication and interpersonal skills are used to gather clients' personal, financial and business details

2.2 Clients needs are identified by encouraging expression of their objectives and goals (short, medium and long term goals as relevant to the product)

ASIC 5.1 Product knowledge appropriate for the service or product offered is demonstrated when presenting the product

ASIC 5.2 The proposed transaction is explained and discussed with the client in a clear and unambiguous way

ASIC 6.1 Concerns and/or issues the client has regarding the proposed plan/policy/transaction are discussed and clarified

ASIC 7.2 Associated fee and cost structures are clearly explained and confirmation of understanding gained from the client

basic interpersonal and communication skills (including listening and questioning)

ASIC 7.1 The clients' formal agreement to the proposed plan/policy/transaction is gained

ASIC 9.1 Type and form of ongoing service including reporting on performance and review of plan/policy/transaction is agreed with the client

administrative skills such as managing information, appropriate filing, documentation and coordinator of tasks and time management

ASIC 8.1 Proposal and all other statutory and transactional documents are completed and signed off by the client

ASIC 8.2 Copies of appropriate documentation and the signed agreement are exchanged

basic numeracy skills including use of appropriate software, databases and computer and keyboards skills

ASIC 4.2 Relevant research, analysis and product modeling is conducted

In studying on-line with Gryphon Learning, students demonstrate this skill

referral skills

ASIC 3.3 The need for specialist advice is analysed and/or client is referred to appropriate adviser for higher level/specialist advice if required

knowledge of industry and company policies and procedures in regard to customer service and administration

ASIC 1.3 Client is informed of the role of the adviser and the licensee/principal responsible for the adviser's conduct

ASIC 1.3 Client is informed of the role of the adviser and the licensee/principal responsible for the adviser's conduct

ASIC 7.2 Associated fee and cost structures are clearly explained and confirmation of understanding gained from the client

ASIC 7.3 Timeframes for execution and processing are clearly explained and confirmation of understanding gained from the client

ASIC 8.2 Copies of appropriate documentation and the signed agreement are exchanged

ASIC 8.1 Proposal and all other statutory and transactional documents are completed and signed off by the client

a40s104t01L12: Disclosure Q1-20

a40s104t01L13: Conduct Q1-20

a40s104t01L14: Dispute resolution Q1-20

a40s104t01L15: Managing Conflicts of Interest Q1-20

a40S105t01L07: Verification of the identity of an existing customer Q1-15

a40S105t01L08: Reporting obligations Q1-20

a40S105t01L09: Reporting obligations 2 - transactions and funds transfers Q1-20

a40S105t01L10: Reporting obligations 3 - Compliance reports Q1-15

a40S105t01L11: Electronic Funds Transfer Instructions 1 - Key Concepts Q1-30

a40S105t01L12: Electronic Funds Transfer Instructions 2 - Obligations And Exceptions Q1-30

a40S105t01L13: Record-keeping Requirements Q1-30

knowledge of the economic and political climate relating to the financial industry

A20s000t01l01 Economics Intro, Q1-14

A20s000t01l02 Domestic Economy, Q1-28

A20s000t01l03 The World Economy, Q1-12

A20s000t01l04 Economics At The Industry Level, Q -11

knowledge of relevant legislation and statutory requirements and industry codes of practice including Consumer Credit Code, Privacy Act, Credit Act

a40s104t01L00: Compliance

a40s104t01L01: An Introduction to Compliance Q1-15

a40s104t01L02: Legislation Overview - Financial Services Reform Act 2001 Q1-20

a40s104t01L03: Legislation Overview - The Corporate Law Q1-20

a40s104t01L04: Economic Reform Program Q1-20

a40s104t01L05: The Australian Stock Exchange (ASX)

a40s104t01L06: Regulators - ASIC Q1-20

a40s104t01L07: Regulators - APRA Q1-20

a40s104t01L08: Implementing Compliance Programs AS3806 Q1-20

a40s104t01L09: Industry Codes of Practice Q1-20

a40s104t01L10: Competency Compliance: ASICs PS146 Q1-15

a40s104t01L11: AFS Licensing Q1-20

a40s104t01L12: Disclosure Q1-20

a40s104t01L13: Conduct Q1-20

a40s104t01L14: Dispute resolution Q1-20

a40s104t01L15: Managing Conflicts of Interest Q1-20

a40s104t01L16: Financial Requirements Q1-19

a40s104t01L17: Authorised Representatives Q1-19

a40s104t01L18: Responsible officers Q1-19

a40s104t01L19: Breach Reporting Q1-20

a40S105t01L01: What is money laundering Q1-10

a40S105t01L02: Existing Laws and the need for change Q1-10

a40S105t01L03: Introduction to the new laws Q1-10

a40S105t01L04: The effect of the new laws Q1-20

a40S105t01L05: Anti-money laundering and counter terrorism financing programs Q1-20

a40S105t01L06: Application of the new laws Q1-20

a40S105t01L07: Verification of the identity of an existing customer Q1-15

a40S105t01L08: Reporting obligations Q1-20

a40S105t01L09: Reporting obligations 2 - transactions and funds transfers Q1-20

a40S105t01L10: Reporting obligations 3 - Compliance reports Q1-15

a40S105t01L11: Electronic Funds Transfer Instructions 1 - Key Concepts Q1-30

a40S105t01L12: Electronic Funds Transfer Instructions 2 - Obligations And Exceptions Q1-30

a40S105t01L13: Record-keeping Requirements Q1-30

basic communication techniques such as questioning, listening and giving feedback over the phone, face to face, one to one, or in a small group

ASIC 1.2 Enquiries in relation to products and services are responded to by explaining the range of products and services available and their relevant fee and charging methodology

ASIC 1.3 Client is informed of the role of the adviser and the licensee/principal responsible for the adviser's conduct

ASIC 7.2 Associated fee and cost structures are clearly explained and confirmation of understanding gained from the client

knowledge of industry/company security practices and knowledge of the reasons for such practices

a40S105t01L08: Reporting obligations Q1-20

a40S105t01L09: Reporting obligations 2 - transactions and funds transfers Q1-20

a40S105t01L10: Reporting obligations 3 - Compliance reports Q1-15

a40S105t01L11: Electronic Funds Transfer Instructions 1 - Key Concepts Q1-30

a40S105t01L12: Electronic Funds Transfer Instructions 2 - Obligations And Exceptions Q1-30

a40S105t01L13: Record-keeping Requirements Q1-30

knowledge of internal administration systems such as basic accounting systems and databases, software programs

ASIC 8.2 Copies of appropriate documentation and the signed agreement are exchanged

ASIC 8.1 Proposal and all other statutory and transactional documents are completed and signed off by the client

_{knowledge of technology and computer systems and software usage}

ASIC 4.2 Relevant research, analysis and product modelling is conducted

External forces

value of the dollar

interest rates

political climate

economic climate

_{media, press and public relations reports}

Main sectors

accounting

insurance

retail financial services

lending services

banking

financial planning

credit management

credit and lending services

mercantile management

finance and mortgage broking

conveyancing

risk management

loss adjusting

worker compensation

_{financial markets}

Legislation, regulations and codes of practice

industry codes of practice

occupational health and safety (OH&S) legislation

Anti-discrimination legislation

Consumer Credit Code

Privacy Act

legislation covering competition, prudential regulation

finance code

Electronic Funds Transfer (EFT) code of conduct

Financial Transaction Reports Act

Corporations Act (including Accounting Standards)

Business Names legislation

Financial Services Reform Act (FSRA)

Taxation Law

Australian Accounting Standards

Superannuation Industry (Supervision) (SIS) Act

Australian Competition and Consumer Commission

_{(ACCC) Section 60}

Policies, guidelines and procedures

company and customer charters

best practice guidelines

complaint and grievance procedures

franchise agreements

industry procedures manuals

industry policy documents

operating manuals

customer services statements

company codes of practice

induction program

Philosophy and ethical standards

maintaining confidentiality

use of company property, resources and authority

duty of care

non-discriminatory practices

conflict of interest

full disclosure of remuneration/fees and other conflicts of interest which may influence the adviser's recommendation

good faith

mission statements

induction program

_{guidance from supervisor}

Calculations

insurance premiums

tax

bank balances, reconciliations

interest

income expected

payments

forecasts of capital growth

_{profits forecasts}

Format appropriate for the audience

in person

by telephone, facsimile or other electronic means

written document

_{application form}

Professional development opportunities

professional workshops

community courses

in-house programs

coaching and mentoring

conferences

e-learning

Area

Training Package Specification

Gryphon Learning Implementation

To achieve competency in this unit, a person must be able to demonstrate:

knowledge of products and services provided by sector

knowledge of relevant legislation, regulations and industry codes of practice applicable to the workplace

ability to analyse, evaluate and organise relevant information

ability to plan work taking into account any constraints and available resources

ability to identify and evaluate professional development opportunities

This is covered by Gryphon Learning's assessment for the ASIC units.

Competence in this unit must be assessed over a period of time in order to ensure consistency of performance over the Range Statement and contexts applicable to the work environment.

See "Demonstration of consistent performance" for the ASIC units

As student work through the courseware the database records their responses to assessment items. Summative assessment takes place at the end of each unit

This unit may be assessed on its own or it may be

assessed with other units that cover related skills and knowledge.

Evidence is most relevant when provided through an integrated activity which combines the elements of competency for the unit, or a cluster of units of competency.

Most students enrolling in this unit will be simultaneously enrolled in, or have already completed one of the ASIC units.

For valid and reliable assessment of this unit, evidence

should be gathered through a range of methods to indicate consistent performance.

Assessment of this unit of competence will usually include observation of processes and procedures, oral and/or written questioning on underpinning knowledge and skills and other methods as required.

Assessment of the ASIC units involves emailed essays, a range of interactive assessment items comprising both formative and summative assessment. Some of these summative assessments are supervised.

As part of the assessment, information is provided using Audio, Video, text and graphics. Student responses can involve

         Completion of simulated workplace documentation

         Completion of simulated processes

         Responses to multiple choice questions (e.g. clicking on documents to be given to clients)

         Manipulating and organising items on screen

         Responses to True/False questions

         Pointing to significant areas on charts or graphs

This unit may be assessed in the workplace or a simulated environment.

See context of assessment for ASIC units

Assessment of this unit of competence requires access to appropriate technology and software

To complete this unit, students need a computer with adequate internet access. For minimum specifications see the Gryphon Learning Training Strategies Manual.

Most students are currently working in the finance industry (including those employed by Gryphon Learning), and therefore have access to a range of relevant resources (including product documentation.)

Others have accessed such resources from a range of sources, including their financial advisors, by subscription, using the internet and, (under some circumstances, from Gryphon Learning.)

Topic

Lesson

A05s031t01 Contracts

A05s031t01l00 Contracts

A05s031t01l01 Contracts Q1-10

A05s031t01l02 Types Of Contracts Q1-11

A05s031t01l03 Terms Of Contracts Q1-10

A05s031t01l04 False And Misleading Information Q1-5

A05s031t01l05 Unfair Contracts Q1-8

A05s031t01l06 Broken Contracts Q1-7

A05s033t01 Agency

A05s033t01l00 Agency

A05s033t01l01 Principal Q1-12

A05s033t01l02 Agent Q1-9

A05s033t01l03 Creating An Agency Q1-7

A05s033t01l05 Duties Of An Agent Q1-7

A05s033t01l06 Liability Of An Agent Q1-7

A05s033t01l07 Ending An Agency Q1-8

A10s032t16 Markets and securities

A10s032t16l00 Markets And Securities Q1-15

A10s032t17 Buying and selling shares

A10s032t17l00 Buying And Selling Shares Q1-14

a15s005t01 Securities, derivatives and futures markets

a15s005t01L01 Equities

a15s005t01L03 Futures

a15s005t01L04 Options On Futures

a15s005t01L05 Warrants And Other Derivatives

a15s005t01L06 Equities Markets

a15s005t01L07 Options And Derivatives Markets

a15s005t01L08 Futures Markets

a15s005t01L09 Relationships Between Markets

a15s005t01L10 Comparing Risks

A15s006t02 Securities Portfolios

A15s006t02l01  Range Of Securities/Futures Products Q1-10

A19s001t01 Options

A19s001t01l04  Options - The Players Q1-6

A20s000t01 Economics introduction: Topic overview

A20s000t01l01 Economics Intro, Q1-14

A20s000t01l02 Domestic Economy, Q1-28

A20s000t01l03 The World Economy, Q1-12

A20s000t01l04 Economics At The Industry Level, Q -11

A20s010t04 Financial Markets and intermediaries

A20s010t04l01  Financial Institutions Q1-10

a20s010t04L02  Exchanges Q1-10

a20s010t04L03  Markets Q1-9

a20s010t04L04  Settlement And Clearing Houses Q1-11

a20s010t04L05  Electronic Systems Q1-na

a20s010t04L06  Market Makers Q1-na

a20s010t04L07  Brokers And Intermediaries Q1-9

a20s010t04L08  Fund Managers Q1-10

A21s001t03 Futures

A21s001t03l04  Clearing House And Open Interest Q1-10

a40s104t01 Compliance

a40s104t01L00  Compliance

a40s104t01L01  An Introduction to Compliance Q1-15

a40s104t01L02  Legislation Overview - Financial Services Reform Act 2001 Q1-20

a40s104t01L03  Legislation Overview - The Corporate Law  Q1-20

a40s104t01L04  Economic Reform Program Q1-20

a40s104t01L05  The Australian Stock Exchange (ASX)  Q1-20

a40s104t01L06  Regulators - ASIC Q1-20

a40s104t01L07  Regulators - APRA Q1-20

a40s104t01L08  Implementing Compliance Programs AS3806 Q1-20

a40s104t01L09  Industry Codes of Practice Q1-20

a40s104t01L10  Competency Compliance

a40s104t01L11  AFS Licensing Q1-20

a40s104t01L12  Disclosure Q1-20

a40s104t01L13  Conduct Q1-20

a40s104t01L14  Dispute resolution Q1-20

a40s104t01L15  Managing Conflicts of Interest Q1-20

a40s104t01L16  Financial Requirements Q1-19

a40s104t01L17  Authorised Representatives Q1-19

a40s104t01L18  Responsible officers Q1-19

a40s104t01L19  Breach Reporting Q1-20

a40S105t01 Anti-money Laundering

a40S105t01L01  What is money laundering Q1-10

a40S105t01L02  Existing Laws and the need for change Q1-10

a40S105t01L03  Introduction to the new laws Q1-10

a40S105t01L04  The effect of the new laws Q1-20

a40S105t01L05  Anti-money laundering and counter terrorism financing programs Q1-20

a40S105t01L06  Application of the new laws Q1-20

a40S105t01L07  Verification of the identity of an existing customer Q1-15

a40S105t01L08  Reporting obligations Q1-20

a40S105t01L09  Reporting obligations 2 - transactions and funds transfers Q1-20

a40S105t01L10  Reporting obligations 3 - Compliance reports Q1-15

a40S105t01L11  Electronic Funds Transfer Instructions 1 - Key Concepts Q1-30

a40S105t01L12  Electronic Funds Transfer Instructions 2 - Obligations And Exceptions Q1-30

a40S105t01L13  Record-keeping Requirements Q1-30

A13s001t01Managed Funds

A13s001t01l00: Managed Funds

A13s001t01l01: What Is A Managed Investment Q1-10

A13s001t01l02: Advantages And Disadvantages Of Managed Investments Q1-10

A13s001t01l03: Regulatory Environment Q1-10

A13s001t01l04: Types Of Managed Investments Q1-10

A13s001t01l05: Fee Structures Q1-10

A13s001t01l06: Tax And Social Security Implications of managed funds Q1-10

A13s001t01l07: Risk And Return Characteristics Of Underlying Investments Q1-10

A13s001t01l08: Risk And Return Characteristics Of Different Types Of Managed Funds Q1-7

A13s001t02Unit Trusts

A13s001t02l00: Unit Trusts

A13s001t02l01: Equity Trusts Q1-13

A13s001t02l02: Cash Management Trusts Q1-13

A13s001t02l03: Property Trusts Q1-9

A13s001t02l04: Mortgage Trusts Q1-10

A13s001t02l05: Public Securities (Fixed Interest Trusts) Q1-9

A13s001t03property trusts;

A13s001t03l00: Property Trusts;

A13s001t03l01: Concepts Of Collective Rights Q1-10

A13s001t03l02: Real Estate Investment Strategies; Q1-10

A13s001t03l03: Valuation Techniques; Q1-10

A13s001t03l04: Property Management Q1-10

A13s001t03l05: Regulatory And Legal Obligations Q1-10

A13s001t03l06: Taxation Implications Q1-10

a13s001t04Other managed funds

a13s001t04L00: Other Managed Funds

a13s001t04L01: Equity Trusts, Q1-10

a13s001t04L02: Fixed Interest Trusts Q1-10

a13s001t04L03: Serviced Strata Schemes Q1-10

a13s001t04L04: Primary Production Schemes Q1-10

a13s001t04L05: Film Schemes Q1-10

a13s001t04L06: Time-sharing Schemes Q1-10

a15s003t01Tax and securities

a15s003t01L01: Imputation Q1-30

a15s003t01L02: Capital Gains Tax Q1-30

a15s003t01L04: Tax And Options Q1-30

a15s003t01L06: Realising Losses Q1-30

a15s003t01L08: Employee Options & Share Schemes Q1-30

a15s003t01L09: Offsetting Losses Q1-30

a15s003t01L10: Capital Restructuring Q1-30

a25s001t01Taxation

a25s001t01L01: The Australian Taxation Systems Q1-15

a25s001t01L02: Income Tax Q1-15

a25s001t01L03: Deductions Q1-14

a25s001t01L04: Rebates Q1-15

a25s001t01L05: Goods And Services Tax Q1-30

a25s001t01L06: Fringe Benefits Tax Q1-28

a25s001t01L07: Capital Gains Tax Q1-10

a25s001t01L08: Who Pays Income Tax Q1-27

a25s001t01L09: Tax And Superannuation Contributions Q1-28

a25s001t01L10: Tax And Superannuation Benefits

a25s002t02effects of taxation on particular financial products

a25s002t02L01: Shares Q1-30

a25s002t02L02: Real Estate Q1-30

a25s002t02L03: Interest Bearing Securities Q1-30

a25s002t02L04: Managed Investments Q1-30

a25s002t02L05: Effects Of Taxation On Financial Strategies Of Individuals And Entities Q1-30

a25s002t02L06: Salary Packaging Q1-30

a25s002t02L07: Superannuation Q1-30

a25s002t02L08: Fringe Benefits Q1-30

a25s002t02L09: Tax And Fixed Interest Markets Q1-30

a25s002t02L10: Tax And Managed Funds Q1-30

A25s008t01Superannuation

A25s008t01l00: Superannuation  Q1-na

A25s008t01l01: Advantages And Disadvantages Q1-10

A25s008t01l02: Types Of Funds Q1-10

A25s008t01l03: Tax Concessions Q1-10

A25s008t01l04: Superannuation Contributions Surcharge Q1-10

A25s008t01l05: Access To Benefits Q1-10

A25s008t01l06: Tax On Lump Sum Withdrawals Q1-10

A25s008t01l07: Rolling Over Q1-10

A13s001t05Portfolio management

A13s001t05l00: Portfolio Management Q1-na

A13s001t05l01: Rational For Portfolio Diversification Q1-10

A13s001t05l02: CAPM Model Q1-10

A13s001t05l03: Active And Passive Portfolio Management Q1-10

A13s001t05l04: Portfolio Construction Q1-10

A13s001t05l05: Risk Adjusted Performance Measures Q1-10

A13s001t05l06: Problems With Performance Measurement Q1-10

A13s001t05l07: Assessing The Contribution Of Management Q1-10

A14s001t01Operation of superannuation markets

A14s001t01l00: Operation Of Superannuation Markets Q1-na

A14s001t01l01: Superannuation Guarantee (Administration) Act 1992 Q1-12

A14s001t01l02: Superannuation Industry (Supervision) Act 1993 Q1-12

A14s001t01l03: Role Of Regulators Q1-11

A14s001t01l04: Trustee Rules Q1-

A14s001t01l05: Characteristics And Structure Of A Superannuation Fund Q1-12

A14s001t01l06: Roles Played By Intermediaries And Issuers Q1-10

A14s001t01l07: Types Of Superannuation Funds Q1-10

A14s001t01l08: Adviser Fees And Commissions Q1-10

A14s001t01l09: Disclosure And Compliance

A14s001t01l10: Alternative Dispute Resolution Q1-12

A14s001t01l11: Superannuation Update Q1-20

a14s001t02management of superannuation markets

a14s001t02L00: Management Of Superannuation Markets Q1-na

a14s001t02L01: Associated Risks Q1-10

a14s001t02L02: Structure Of Superannuation Plans Management And Administration Of Superannuation Funds Q1-10

a14s001t02L03: Preservation Rules Q1-11

a14s001t02L04: Investment Strategies Within Superannuation Funds, I.E. Investment Concepts And Strategies Q1-12

a14s001t02L05: Restrictions On Investment Strategies Q1-12

a14s001t03 Superannuation contributions

a14s001t03L00: Contributions Q1-na

a14s001t03L01: Superannuation Guarantee Q1-10

a14s001t03L02: Small Superannuation Amounts

a14s001t03L03: Personal Contributions Q1-10

a14s001t03L04: Etps Q1-

a14s001t03L05: Choice Of Fund Q1-10

a14s001t03L06: Splitting Superannuation On Divorce Q1-10

a14s001t03L07: Reasonable Benefits Limit Q1-10

a14s001t03L08: Contributions Surcharges Q1-10

a14s001t03L09: Spouse Contributions Q1-10

a14s001t04types of superannuation products

a14s001t04L00: Types Of Products Used Q1-na

a14s001t04L01: Allocated Pensions Q1-10

a14s001t04L02: Advantages And Disadvantages Q1-10

a14s001t04L03: Annual Payments Q1-10

a14s001t04L04: Summary Of Rules Applying To Allocated Pension Q1-10

a14s001t04L05: Lifetime Complying Pensions Q1-12

a14s001t04L06: Term Complying Pensions Q1-17

a14s001t04L07: Rules For Complying Products Q1-20